General Questions

SilverLake Financial offers access to low rates with a fixed payment schedule, so you know exactly when you will pay off your consolidated debt. With loans through SilverLake Financial, your interest rate is Fixed. Most credit card rates today are variable, meaning they increase as the Prime rate increases. Lock in a fixed-rate loan today.

There is no collateral is required or accepted for a loan through SilverLake Financial.

Your custom interest rate and the loan amount will be determined by a variety of factors, including but not limited to your credit history, your income, your ability to repay the loan and other personal factors.

We use the information contained in your credit report to determine if you satisfied certain criteria for creditworthiness in conjunction with this offer. If, after you respond to this offer, it is determined that you no longer satisfy those criteria, credit may not be extended to you. This can happen if your credit score has recently decreased. Additionally, we don’t have your income information until you apply for a loan. Credit may not be extended to you if you do not have sufficient income to support your loan payments.

There are no fees or penalties for early payment of your loan. You only pay interest on your loan on the outstanding balance, so early payment will also reduce your interest charges. Any fees already paid, including origination fees or other fees, will not be refunded.